Bankruptcy And Medical Bills
Discharging Medical Debt Through Bankruptcy
A serious health crisis not covered by insurance can rapidly chalk up tens or even hundreds of thousands of dollars in medical bills. If you are deep in debt because of an accident or serious illness in the family, bankruptcy may allow you to get out from under the impossible burden.
The Dayton law firm of Stamps & Stamps, Attorneys at Law, has helped Ohio families discharge medical debt through Chapter 7 bankruptcy or spread the debts over time through a Chapter 13 repayment plan. Both of these options provide immediate relief from creditor harassment and creditor actions such as foreclosure or repossession.
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Buried Under Medical Bills? Bankruptcy May Be the Answer
It is stressful enough to watch a loved one suffer a health crisis and endure a long recovery. The financial strain of hospital bills and doctors’ bills piling up just makes matters worse. Soon you are maxing out your credit cards to make ends meet, and now perhaps the medical providers and their collection agencies are threatening to foreclose on your house, garnish your wages or repossess your car.
Experienced debtors’ rights attorney Eric Stamps can explore solutions to your mounting medical debt:
- Chapter 7 bankruptcy discharges unsecured debts, including medical bills and judgments obtained by medical providers. It will stop the harassing phone calls and the lawsuits and provide a fresh financial start.
- Chapter 13 bankruptcy allows you to repay your debts over three to five years. It stops foreclosure and stops repossession, and it keeps medical creditors at bay for as long as you make the monthly payments to the trustee.
Stamps & Stamps, Attorneys at Law, has helped families hit hard by a medical crisis because the person did not have health insurance or because treatment was not covered. We know that a heart attack, cancer, major surgery or other unforeseen health problem can quickly create a hopelessly large mountain of debt.
Medical Debt Relief: Dayton Unpaid Medical Bills Attorneys
Stamps & Stamps, Attorneys at Law, offers a free initial consultation to determine if you qualify for bankruptcy and if it makes sense for your situation. Call our lawyers today at (937) 247-6447 or 888-435-0085. Contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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