Preventing Utility Shut-Off
Filing for Bankruptcy Can Keep the Lights On
If you are behind on your utility bills, the protection of bankruptcy can prevent utility companies from shutting off your power and water. Bankruptcy may also discharge your unpaid, due utility bills and other debts to give you a clean start with your finances.
The law firm of Stamps & Stamps, Attorneys at Law, can step in to prevent the hardships and indignity of utility shut-off. Even if your utilities have already been cut, our experienced bankruptcy lawyer can help get service restored.
Your Roadmap to Financial Freedom Here | Dayton Offices: (937) 247-6447 or Toll Free: 877-782-6770 | Free Initial Consultation | E-Mail Us
Preventing Utility Shut-Off and Discharging Past Due Utility Bills
If your utility providers (private company or public utility) are threatening to shut off your services because you haven’t paid your bills for months, bankruptcy will let you retain service and let you eliminate debts or catch up over time.
When you file for bankruptcy:
- Utility providers cannot shut off your service. This includes electricity, water and gas, as well as phone and cable TV utilities.
- The utilities cannot refuse new service in the future.
- Past due utility bills are considered unsecured debt, the same as credit card debt or medical bills, and they can be discharged in bankruptcy.
The utility can require a reasonable deposit, such as one month’s supply or a similar amount, to keep your power or water on or to restore service that has been shut off.
Dayton Past Due Utility Bills Attorneys
Bankruptcy is not always the solution, but if you can’t pay your basic utility bills you likely have a bigger debt problem. Bankruptcy will not only keep your utilities on; it can also stop foreclosure, repossession, wage garnishment and other collection actions.
Attorney Eric Stamps can explain the benefits of bankruptcy and address any concerns you might have. He handles Chapter 7 and Chapter 13 bankruptcies in the Dayton area and surrounding counties of Ohio. Call (937) 247-6447 or 888-435-0085, or contact us online.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
- Alternatives To Bankruptcy
- Avoiding Auto Repossession
- Avoid These Bankruptcy Mistakes
- Bankruptcy And Credit Card Debt
- Bankruptcy And Medical Bills
- Chapter 13 Bankruptcy
- Chapter 13 vs. Debt Consolidation
- Chapter 7 & Chapter 13 Differences
- Chapter 7 Bankruptcy
- Discharging Lawsuits & Judgments
- Filing Bankruptcy A Second Time
- Preventing Utility Shut-Off
- Preventing Wage Garnishment
- Stopping Creditor Harassment
- Stopping Home Foreclosures
- The Bankruptcy Process
- Your Credit Rating After Bankruptcy
- Bankruptcy FAQs
- Can I Discharge Student Loans?
- Can I Discharge Taxes?
- What Are The Dangers Of Falling Behind On Business Taxes?
- Is Bankruptcy The Right Choice For Me?
- What Exactly Is An Offer In Compromise?
- Does My Spouse Have To Be Listed On The Financial Form We Turn Into The IRS?
- Should Spouses Both File?
- What About Secured Debts?
- What Property Can I Keep?
- Will My Employer Know I Filed?
- Bankruptcy And Divorce
- Bankruptcy & Divorce Article