Bankruptcy

Dayton, Ohio Bankruptcy Attorney

Many people who need relief from credit card bills, hospital bills, and other types of debt are concerned that they will no longer be eligible for personal bankruptcy protection under the new bankruptcy laws, which took effect in October of 2005. However, at the law firm of Stamps & Stamps, our bankruptcy lawyers have found that over 90 percent of our clients are able to receive the same or similar relief under the new bankruptcy laws as they would have under the old bankruptcy laws. Those who are no longer eligible to file for chapter 7 bankruptcy are eligible to file for chapter 13 bankruptcy. Each client receives a FREE Credit Report!

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the simplest form of bankruptcy protection. It is sometimes called "liquidation" bankruptcy. Filing Chapter 7 bankruptcy allows you to get rid of all unsecured debt such as credit card bills, hospitals bills, and any other bills or loans that are not secured by property such as your house or your car.

In a chapter 7 bankruptcy, you can usually keep your home and car as long as you continue to make payments.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a debt repayment plan. People who file Chapter 13 bankruptcy have enough earnings to pay back at least a portion of their debts. Chapter 13 bankruptcy is also used by people who are behind on house payments and want to prevent a foreclosure.

Filing chapter 13 bankruptcy allows wage earners to reduce their debt and make payments over a three- to five-year period.

Free Initial Consultation

To put an immediate stop to home foreclosure, car repossessions, collections, creditor harassment, and wage garnishments, contact a Dayton, Ohio bankruptcy attorney at Stamps & Stamps today. Attorney Eric Stamps is on the Bankruptcy Committee of the Dayton Bar Association.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

The Dayton, Ohio bankruptcy attorneys at Stamps & Stamps serve clients in the Miami Valley and throughout Ohio, including Dayton, Troy, Springfield, Centerville, Cincinnati, Englewood, Vandalia, Sidney, Hamilton, Greenville, Eaton, Xenia, Lebanon, Montgomery County, Miami County, Butler County, Darke County, Preble County, Greene County, Warren County, Clark County, and Shelby County.